Well,
it's been a while since I posted anything on this blog...
January has been an interesting month. I had my first will signing this month and I have 2 very happy clients from that experience. I have also encountered some setbacks this month as well.
While opening my own law office I have kept part time employment at a law office in Salem, Massachusetts. Following the new year my hours in Salem have been down, so much so that I am not working there at all this week. Having some additional income had helped me pay some bills and keep myself afloat throughout this experience but with my hours in Salem being cut entirely for at least this week I am experiencing some self doubt.
I have made a total of 600 dollars this month. It is significantly more than last month but I do not know if I can continue on down this road without my crutch job in Salem.
I saw a quote posted on a friends facebook profile today that I'd like to steal and use to close out this blog post...
"The world ain't all sunshine & rainbows. It is a very mean & nasty place. It will beat you to your knees & keep you there permanently if you let it. You, me or nobody is going to hit as hard as life. But it ain't about how hard you hit, it is about how hard you can get hit & keep moving forward, how much can you take & keep moving forward. That's how winning is done." --Rocky Balboa
Wednesday, January 19, 2011
Monday, January 3, 2011
Student Loans
The one thing that I have been having the most trouble with over the past month is student loans.
I did not account for the difficulty in deferring student loans when starting my own practice.
For disclosure's sake, I currently have loans through 5 different companies. These include Sallie Mae, Access Group, Fed Loan, Iowa Student Loans and Suffolk University.
As of the writing of this blog post I have deferred my loans through Sallie Mae and Access Group. Iowa Student Loans currently has a 2 month deferral while they approve my economic hardship application, Fed loan has denied my request 2 times, although they are currently reconsidering and I have not attempted to defer my Suffolk Student Loan.
Deferring my student loans has been a month long process. I have been putting in about 20 hours a week into checking into my deferments, calling representatives, discussing why my loans should not go into default/ delinquency, and faxing forms and pay stubs to 4 different companies.
the point of this blog post is to remind people that student loans are a pain in the ass.
The worst part of this whole experience is that if I had planned out this element of my practice a little better I would be in much better shape concerning my student loans. If I had done this in August (just after the Bar exam) I wouldn't be going through the same gauntlet that I am passing though now.
If anyone out there has student loan nightmares please leave some comments in the comment section.
Until next time,
Kenneth C. Allison, Esq.
I did not account for the difficulty in deferring student loans when starting my own practice.
For disclosure's sake, I currently have loans through 5 different companies. These include Sallie Mae, Access Group, Fed Loan, Iowa Student Loans and Suffolk University.
As of the writing of this blog post I have deferred my loans through Sallie Mae and Access Group. Iowa Student Loans currently has a 2 month deferral while they approve my economic hardship application, Fed loan has denied my request 2 times, although they are currently reconsidering and I have not attempted to defer my Suffolk Student Loan.
Deferring my student loans has been a month long process. I have been putting in about 20 hours a week into checking into my deferments, calling representatives, discussing why my loans should not go into default/ delinquency, and faxing forms and pay stubs to 4 different companies.
the point of this blog post is to remind people that student loans are a pain in the ass.
The worst part of this whole experience is that if I had planned out this element of my practice a little better I would be in much better shape concerning my student loans. If I had done this in August (just after the Bar exam) I wouldn't be going through the same gauntlet that I am passing though now.
If anyone out there has student loan nightmares please leave some comments in the comment section.
Until next time,
Kenneth C. Allison, Esq.
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